Who we help
Our passion is our purpose And our purpose is our power.
We help families, business owners and SME employers by delivering straightforward, client-centred life insurance advice.
Our approach to life insurance advice is defined by accessibility, simplicity, and a deep understanding of individual client needs.
Our structured process, which includes initial meetings, reviewing client goals and objectives, discussing strategy proposals, presenting advice, and implementing plans enables us to stand alongside our clients as equals, making complex topics relatable and understandable. The essence of our ‘process’ goes beyond these surface interactions.
Behind the scenes, we’re dedicated to meticulous research and analysis. We delve into product disclosure statements, assess premiums, and match products to each client’s unique circumstances. This thorough, client-centred process reflects our commitment to delivering personalised, high-calibre advice.
Build wealth and pursue your goals
Life’s really busy now and although retirement is still quite a way off, you want to know that your financial future is secure. This is a time when we can help you build on your financial foundations.
How we can help:
- Set-up a budget to manage your cashflow.
- Review your insurance arrangements and provide recommendations.
- Identify investment strategies to help you build a passive income and save for the long term.
- Make recommendations about your super arrangements including personal contributions, salary sacrifice, co-contributions and spouse contributions.
- Advise on strategies to reduce tax
- Recommend if you need to create a Will and an estate plan.
- Succession planning recommendations for your business.
- Dealing with a redundancy.
Prepare for retirement and beyond
Retirement is on the horizon and you are dreaming about all the wonderful things you are going to see and do in your life after work. Putting the right plans in place while you are still working will give you the comfort of knowing that your future is under control.
How we can help:
- Identify your retirement goals.
Review your income and cashflow requirements. - Assess how much super you have and when you can access it.
- Find ways to grow your retirement income
- Put plans in place to make your money last in retirement.
- Determine when you can apply for the age pension.
- Review your estate plan.
- Succession planning recommendations for your business.
- Dealing with a redundancy.
Make the most of retirement
You are enjoying life after work and all the opportunities that this exciting time in your life presents. At this time in your life you want to know you are going to have the finances to support your adventures and perhaps even leave a legacy so you can share your wealth now and in the future.
How we can help:
- Identify how long your money will last by looking at your income and assets and how they are structured.
- Identify if your finances are structured to increase government benefits.
- Look at ways to reduce any tax you pay in retirement.
- Recommend superannuation income stream strategies including annuities and pensions
- Review your estate plan.
- Advise on aged care financial strategies.
